Top Mobile Payment Services on the Market


Nearly all business owners carry a smartphone with them as they go about their daily business. The phone keeps them organized, in touch, and up to date. With a few taps on the screen, business owners can review their appointments for the day, check the stock market, and see if it’s supposed to rain.

The convenience of smartphones has simplified the payment process as well, especially for business owners who conduct business away from their main office. What used to take weeks now takes only a few minutes. No longer do you have to return to your office to prepare and mail an invoice, and then wait for payment to arrive. Now you can attach a device to your smartphone or pull up an app, and get paid in an instant.

When searching for a mobile payment service, there are many choices. Here are a few of the top services for you to consider:


With the ability to accept payments in over 130 currencies, Braintree is a great choice if your company does business internationally. Braintree is available for iOS, Android, and Windows. If you need to accept online payments, Braintree can handle that as well. Most transactions are deposited into your account in two business days.


Dwolla takes a different approach to mobile payments. By sidestepping the credit card industry completely, users are only charged a small fee per transaction, no matter the dollar amount. Consumers can send, request, and accept money either online or with the mobile app. Both parties in the transaction must have a Dwolla account, which is free to set up.

Intuit GoPayment

Intuit is primarily known for developing tax and financial software. With the introduction of Intuit GoPayment, the company entered the mobile payment industry. Different pricing plans are offered, and the service is available for both iOS and Android.

PayPal Here

Setting up PayPal Here is simple. The card reader and app are both free. If you have a PayPal account, you can access your funds in a just a few minutes. PayPal Here is available for iOS and selected Android devices.


The Square app and card reader, available for both iOS and Android devices, allow you to either swipe a credit card or enter the credit card information manually. Other than a per-transaction percentage, Square does not charge any additional fees and does not require a contract.

Enabling your customer to pay you on the spot will increase your sales and your customer loyalty. It will also save you time and will reduce your late payments. Understand the different options available, and select the one that best suits the needs of your business. So, who do you prefer to use as your mobile payment service?

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